tag:blogger.com,1999:blog-9362773157597515832024-03-12T18:58:30.751-07:00Car Loan CalculatorCar loan or auto loan is an easy way to realise your dream of owning the car. Covers car loan payment calculator and car loan calculator related issues, news, research, guide, and much moreryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.comBlogger21125tag:blogger.com,1999:blog-936277315759751583.post-56019545643845884542010-04-11T23:40:00.000-07:002010-04-11T23:43:18.101-07:00Instant Car Loans - Buy a Car Quickly<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje86SoPCRbcAN8PW6X0ZBQ5tulwVvUdn_2fA9T1HXWQlNewX3ByqBXY0GMvaldOOZ9pq9QhGrxyIIuvdp3hieoZoiphZJAKsxBfxmpikE5iQID-52qJ5xcHRl7g7vxC5P2zuqX2jPf2OaX/s1600/car.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 272px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEje86SoPCRbcAN8PW6X0ZBQ5tulwVvUdn_2fA9T1HXWQlNewX3ByqBXY0GMvaldOOZ9pq9QhGrxyIIuvdp3hieoZoiphZJAKsxBfxmpikE5iQID-52qJ5xcHRl7g7vxC5P2zuqX2jPf2OaX/s320/car.jpg" alt="" id="BLOGGER_PHOTO_ID_5459137737223424098" border="0" /></a>Instant car loans are the easiest way to buy a car within few hours. The process is as simple as you play a game on internet. You have to fill an online car loan request revealing few of your personal details. After verifying the details, the lenders will hand over the check in your hand on the very next day or even on the same day. And you can go quickly to the showroom to buy the car of your own choice.<br /><div style="text-align: justify;" class="fullpost"><br />These loans have reduced the burden of heavy file maintenance in the offices as well as homes of the car buyers. With the introduction of these loans, the documental formalities have been reduced leading to the fast and smooth processing. The buyers of the cars are now able to save their precious time as well as efforts.<br /><br />These loans are the most favored choice among different car loans. Because of the lengthy procedures of acquiring the loans, many persons were in the dilemma of having a car or not. Now they also feel free to apply for these loans. The benefits of these loans have influenced most of the car sellers of UK to start online car selling also.<br /><br />These loans also provide online assistance to the buyers so that they can compare the list of sellers. Further, the lenders also allow you to raise funds in the future for the repairs and maintenance of the car.<br /><br />The most common feature of these loans is that you can apply for these loans even if you are deciding to buy a second hand car. The lenders will allow you to raise funds at very low cost. In such cases, you need not put any security to the lenders for future prospective.<br /><br />However, you may need to fill few conditional details regarding your qualifications to apply for these loans, e.g. a person below the age of 18 years will be assumed immediately as the disqualified applicant. Similarly, you should also be a citizen of UK with a steady source of income in your hand. So, if you satisfy all these conditions, an approval will be given to you immediately on the internet.<br /><br />By Kalvin Jason<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com2tag:blogger.com,1999:blog-936277315759751583.post-81973349282408376202010-04-11T23:36:00.000-07:002011-11-11T22:26:16.722-08:00Enjoy The Pleasure Of Long Drive With Car Loans<div style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhG93r6s8-kRCOL6tJLV5pwo6N-A3CYzYEgbezNqJfPoyuedTe0TBpzULOJ-nQMsalK-Vd2bfLKlSoX_1Gy-pQ4GpH5MgD2EJi9nxCKYxU1NJn-75UabjY2Q5DJ63I0_t_Sqc06Sbz6UEHN/s1600/Mazda+MX5+Super20+1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhG93r6s8-kRCOL6tJLV5pwo6N-A3CYzYEgbezNqJfPoyuedTe0TBpzULOJ-nQMsalK-Vd2bfLKlSoX_1Gy-pQ4GpH5MgD2EJi9nxCKYxU1NJn-75UabjY2Q5DJ63I0_t_Sqc06Sbz6UEHN/s1600/Mazda+MX5+Super20+1.jpg" /></a></div>You have always thought of driving down the wide streets in your personal car enjoying the beauty of nature. But lack of funds has stopped you from purchasing your dream car. Need not be disheartened as there are car loans that will help you fulfill your dreams.</div><div class="fullpost" style="text-align: justify;"><br />
Cars are no more a luxury. They have rather become a necessity now days. If you are willing to place your property as collateral, then you should opt for a secured car loan. Applying for this loan will help you get lower interest rates with a longer repayment period. If you hardly have anything to place as collateral, unsecured car loans are there at your service.<br />
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Car loans can be used to finance both used and new cars. The interest rate on a new car will be comparatively higher as that on a used car. If you find the monthly installments on new car little higher than your paying potential, you can get a used or second hand car financed.<br />
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The most convenient way to apply for a car loan is the online method. It is free from all hassles and also saves your precious time. Just a little search through the internet will make you aware of different loan providing organizations. You will come across an online loan application form, which takes hardly few minutes to be filled up. The lender will immediately contact you with the best possible deal. You can also avail the free service of the online car loan payment calculator which will help you compute the monthly installments.<br />
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One should always remember that buying a car forms the major part of the purchases you make. Therefore, explore around and find the best deal to go in accordance with your financial status.<br />
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Car loans are not confined to few groups of people. Car loan providing organizations have also opened doors for people with bad credit history. Bad debtors are the people who have faced the problem of arrears, defaults, County Court Judgments or bankruptcy and were denied of loans earlier because of their poor credit score. But with the advent of car loans in the market, even people with a bad credit score can accomplish the dream of owning a car.<br />
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Bad debtors should at first, try to get car loans from the banks and financers with whom they have a relationship at present. If the bank refuses to provide them loan, they must seek the assistance of brokers who have an access to different lenders. There are online brokers who can help you find car loans at relatively low interest rate.<br />
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So now you can accomplish your dream of purchasing a car. Car loans are there to facilitate you with enough money to own a car. So it is time to enjoy the pleasure of long drives in the car you have always dreamt of.<br />
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By Amanda Thompson</div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com8tag:blogger.com,1999:blog-936277315759751583.post-7284320226722561002010-04-11T23:33:00.000-07:002010-04-11T23:36:18.005-07:00Car Buying Tricks - The First Thing to Remember<div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3whv7Lrkn_zeU0_8fU4Uj4iXll8hnI_so9KLaG_n3I3YO8YqnEn5w2eDiSTgYG6Ejo5dxzDc7bTHkYRtRjjYsL3eIopCvF07xTZ0D0Mw_PACfVT0GplnVjGtd9GtS_A3zCRZQHXq4XnU8/s1600/car2_006.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 234px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3whv7Lrkn_zeU0_8fU4Uj4iXll8hnI_so9KLaG_n3I3YO8YqnEn5w2eDiSTgYG6Ejo5dxzDc7bTHkYRtRjjYsL3eIopCvF07xTZ0D0Mw_PACfVT0GplnVjGtd9GtS_A3zCRZQHXq4XnU8/s320/car2_006.jpg" alt="" id="BLOGGER_PHOTO_ID_5459135972321864610" border="0" /></a>When you go to buy a new car, the first thing to remember is your last poker game. Don't show your hand to the salesperson. He or she is not a "friend" who will honestly tell you which card to play. When you walk onto the car lot, the salesperson's basic initial goal is to get you to fall in love with a car - and to tell him or her about it. The minute you do that, you've lost that hand and the game.<br /></div><div class="fullpost"><br /><div style="text-align: justify;">One of the most subtle of all the car buying tricks is to gently guide you to a car with which you'll fall in love. . This emotional ploy will take you down the "feelings" path of buying and you will always pay for it handsomely. You'll do a much better deal if you stick to logic and facts. If you have some great cards to play (like great credit or lots and lots of time to eat up their day), hold them close to your chest. Take a bag of snacks and refreshments and get prepared for a long battle.<br /></div><br /><div style="text-align: justify;">The dealer doesn't care about what car you and your family might need. The dealer just cares about finding the car you just have to have. It may not be the model you really need to drive. The dealer salesperson simply doesn't care about the need of your family. Which vehicle do you want...or crave? Matching you up with a car you just have to have is the first step in the long, drawn-out process of taking as much money from you as possible. The first thing to remember is to keep your mouth shut as much as possible and don't show your true feelings about your dream vehicle.<br /></div><br /><div style="text-align: justify;">If you can truly shop for a car without emotional involvement, that's super. The second best ploy is to hide your enthusiasm for any one vehicle. Try not to talk too much about your desire for a certain car. Always keep multiple models (and, if possible, multiple dealerships) in play. The better you are at cloaking your true intent and feelings will keep more cash in your bank account.<br /></div><br /><div style="text-align: justify;">Remember, you can stroll out of there at any time. If a dealer tries to keep you from leaving with unreasonable stall tactics (and you can't get access to your car), just call the police. Keep your cell phone charged and ready for just this purpose. Oh, and call a couple of media outlets at the same time. So you can walk away. I've done it as much as three times during one car negotiation (and I still suspect I got shafted). Leave the dealership in the dust. I'd rather be red faced than take another car deal that puts my finances in the red.<br /></div><br /><div style="text-align: justify;">Please...don't let the dealer control you and the deal. You must take control of the transaction to keep your valuable and hard earned dollars.<br /></div><br /><div style="text-align: justify;">Please...don't let the dealer control you and the deal. You must take control of the transaction to keep your valuable and hard earned dollars.<br /></div><br />By Eddie C. Note<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-70967190299170482352010-04-11T23:28:00.000-07:002010-04-11T23:32:19.329-07:00How to Buy Car Insurance For Your New Car<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoj9ZDXkcStG4frsU9ued4PFDgtYxcQpvN6ojP_zc6AvFfAlvwtTicBuGXfWN5yYpwJlnD1E0hdmBqTJhLh2X9fWmwrhQQwi-0_kZR-3xTE5LFepw3m4EhkYY4k8TZLwSNBsgLMDOMwOvL/s1600/car+new.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 272px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoj9ZDXkcStG4frsU9ued4PFDgtYxcQpvN6ojP_zc6AvFfAlvwtTicBuGXfWN5yYpwJlnD1E0hdmBqTJhLh2X9fWmwrhQQwi-0_kZR-3xTE5LFepw3m4EhkYY4k8TZLwSNBsgLMDOMwOvL/s320/car+new.jpg" alt="" id="BLOGGER_PHOTO_ID_5459134974600900530" border="0" /></a>Congratulations! You're now the proud owner of shiny new set of wheels. The opportunity to take you just about anywhere you want to go-and a hefty car loan payment to take with you! As nice as it is to be out of debt it's not always possible, and signing on the dotted line for a car loan comes with its own set of car insurance requirements! Here's what you need to know about buying car insurance for your new car.<br /><div style="text-align: justify;" class="fullpost"><br /><span style="font-weight: bold;">Types of Car Insurance</span><br /><br />The first thing you need to know is what type of car insurance you're going to need to drive safely on the highways. If you're driving a car that still has a lien on it you're probably going to be required by your lender to carry full coverage up to and exceeding their minimum levels, which makes shopping easy. You don't have to make many decisions!<br /><br />There are four types of car insurance you're going to need to know about when you're shopping for coverage for a new car:<br /><br />1) Liability. When you cause an accident you're responsible for all the costs associated with that accident, including bodily injury and property damage. Since this can get really expensive, really fast you want to make sure you've got a liability insurance policy to pick up the cost (and rescue you from any lawsuits that happen to pop up along the way!).<br /><br />2) Collision. Although your liability insurance is going to pick up the bill for everyone else's damages, it's not going to touch your own. That's why it's important for you to make sure you've got a good collision policy on your car. Collision coverage will pay for damages to your car after an accident you cause (including running into stationary objects-those telephone poles just jump right out at you).<br /><br />3) Comprehensive. Sometimes no one is responsible for an accident. A tree limb falls, you get hail the size of your fist, your car starts burning from the inside out. These "Acts of God" are covered by your comprehensive policy so you're not left without a car for weeks on end while you try to scrape up the money for your repairs.<br /><br />4) Uninsured/Underinsured Motorist. Courtesy of today's economy studies show that over 15% of licensed drivers are out on the roads without car insurance these days-and that's just the ones we know about! If you're in an accident with one of these individuals they're going to be responsible for your damages, but if they had money to fix your car they'd have had money to buy car insurance in the first place!<br /><br />Uninsured motorist coverage will protect you if you're in an accident with one of these drivers. Keep in mind that "No Fault" states have a slightly different policy and do your homework before shopping to find your state's policies.<br /><br /><span style="font-weight: bold;">Why Your Lender Cares</span><br /><br />Bear in mind that just because your car is totaled you're not excused from having to pay back your car loan. Finding the willpower to pay a car payment for a car you no longer have, and the money to get a new one, is incredibly difficult. Car insurance takes off some of the burden by cutting you a check for the value of your car you can use to pay off your debts and move on with your life.<br /><br />By Michael F. McDonough<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-61264523287086295122010-04-11T23:24:00.000-07:002010-04-11T23:28:25.783-07:00Car Title Loans - For Financial Assistance<div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifnZkRIcowjceKpvEBC85bCxIm0GgB_3r_VOb4dg7X4vNaMz-jdttbHJsMOsfueOvzLlCatYLSHi_8u7GxJ0rFQOG3Po0xSm2FCuHEQIMrcSDvtuI_7_iMlwdfo2KSkV5uwCeuB7BMKlJC/s1600/angel-199.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 286px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifnZkRIcowjceKpvEBC85bCxIm0GgB_3r_VOb4dg7X4vNaMz-jdttbHJsMOsfueOvzLlCatYLSHi_8u7GxJ0rFQOG3Po0xSm2FCuHEQIMrcSDvtuI_7_iMlwdfo2KSkV5uwCeuB7BMKlJC/s320/angel-199.jpg" alt="" id="BLOGGER_PHOTO_ID_5459133914824260274" border="0" /></a>Are you a part of recession? Sitting ideal in your home and searching for a new job as meeting daily needs are getting tougher day and day. Monthly bills or installment for instance are popping regularly on the predetermined time. During such time of financial difficulty, you need to check out the way to clear-off your necessary bills. The best way to come put from this situation is that you can use your car with a clear title, as car title loans are helpful. As a matter of fact, title can be used as collateral for getting approval of cash regardless your credit score. The title loan is used to provide a cushion to get out of financial crunch. This loan can be of great help as you can maintain your lifestyle till you find a new job.<br /></div><div style="text-align: justify;"><div class="fullpost"><br /><div style="text-align: justify;">To define cash car title loans, it can be said that these are short-term debt loans which have to be repaid within a time frame of 30 days. Some leading lending institution offers flexible payment option up till 48 days. This helps the borrowers to create an affordable repayment schedule.<br /><br /><div style="text-align: justify;">In the title loans, the lender uses the present value of the car to back up the funds for approving the amount. Even, if you have bad credit then also you can avail the loan to meet the necessary needs. For availing the car title loan, the borrowers have to complete an application and present a few documents to the lenders such as:<br /><br />* Proof of residence i.e. include name and address on a utility bill<br />* A valid driving license<br />* A valid copy of income tax return<br />* A proof of income source<br />* A copy of car registration<br />* Proof that specify the car is insured<br /><br /><div style="text-align: justify;">By presenting these documents, the borrowers can easily avail the loan to meet his essential needs. You must know your rights as a consumer. Importantly, you are requested to see that the agreement prevent you from taking legal action in case your rights are violated. Online source is considered as the best way to seek car title loans during financial crises.<br /><br />By Peterson Richard<br /></div></div></div></div></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-67779133293644357202010-04-01T00:39:00.000-07:002010-04-01T00:43:09.023-07:00Bad Credit Car Loan: Grab the Opportunity of Owning a Car<div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj23sz82qUzDDvZz6JAb9fsFnlLw3tNYl4ILNnbIuj8yDt8RhUh4FgO1z-A3WuziSHAxkc-ebaDrfpgapTJGUAid8eo9VcV-jiD79VYcAvS1uBgnXSccmQiVuTWyh1Jl3ZWpJowg2Sxl23l/s1600/car_014.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 237px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj23sz82qUzDDvZz6JAb9fsFnlLw3tNYl4ILNnbIuj8yDt8RhUh4FgO1z-A3WuziSHAxkc-ebaDrfpgapTJGUAid8eo9VcV-jiD79VYcAvS1uBgnXSccmQiVuTWyh1Jl3ZWpJowg2Sxl23l/s320/car_014.jpg" alt="" id="BLOGGER_PHOTO_ID_5455071066396512290" border="0" /></a>Bad credit car loan is designed for people with bad credit problems. Bad credit situations like defaults in repayment, County Court Judgment’s, bankruptcy, arrears, etc., can lead to bad credit. Lenders often feel reluctant in offering car loans to bad credit holders as lots of risks are involved. But, don’t worry, you can avail bad credit car loan for purchasing your dream car.</div><div class="fullpost"><br /><div style="text-align: justify;">Everyone wants to own a car. But, due to some financial problems or for want of money, it seems impossible for them to own a car. Another problem that borrowers face is bad credit. Bad credit is now a general problem in UK as people generally face situations like high credit card bills, store card bills, other loan burdens, etc. But, still lenders pose problems in availing loans. Considering these situations, bad credit car loan has been designed especially for people having bad credit problems.<br /></div><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiA2FA88976AEBgnqVjgBCF_8BHPqSeAKTi24vmbBoUeGr7vQ3eOCsVcsXX6Idr_rzZG8vOWggijc-wZcdbSqP9IzP_qRkvjuqtYlSQ6idBYvGq_fxkSss5FFQGgWDZjGTt6exMFhIBP4Sc/s1600/sexy-car.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 254px; height: 269px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiA2FA88976AEBgnqVjgBCF_8BHPqSeAKTi24vmbBoUeGr7vQ3eOCsVcsXX6Idr_rzZG8vOWggijc-wZcdbSqP9IzP_qRkvjuqtYlSQ6idBYvGq_fxkSss5FFQGgWDZjGTt6exMFhIBP4Sc/s320/sexy-car.jpg" alt="" id="BLOGGER_PHOTO_ID_5455071075902106994" border="0" /></a><br /><div style="text-align: justify;">Bad credit car loan can be either secured or unsecured type. In case of bad credit secured car loan, borrowers would need to pledge collateral against the loan amount. In case of unsecured bad credit car loan, borrowers need not pledge any collateral against the loan amount.<br /></div><br />Some of the features of bad credit car loan are:<br /><br />• You can avail both secured as well as unsecured bad credit car loan .<br /><br />• You can avail loans for purchasing either used car or a new car.<br /><br />• You can apply bad credit car loan through online process to save time as well as money.<br /><br />So, why to wait! Get your dream car now and go for a long drive with someone very close to your heart.<br /><br />By Amanda Pane<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-69181250901436752432010-04-01T00:35:00.000-07:002010-04-01T00:38:40.690-07:00Car Loans Bad Credit - Drive Away a Car With Easy EMI<div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh52gNXpQCOYCOHqKDlcK7fTUtZJNQFX5RJGSmnd16OiJ8v7E3W3ZxjqrMoiA4WEONlnCUJfRHQo13pPXIXG-tandgulQnWqc2Lf8qNL3FkGGWV9a3DOgmIj1YpdYIbtiOcjLHVMBoVAaeG/s1600/car_012.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 235px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh52gNXpQCOYCOHqKDlcK7fTUtZJNQFX5RJGSmnd16OiJ8v7E3W3ZxjqrMoiA4WEONlnCUJfRHQo13pPXIXG-tandgulQnWqc2Lf8qNL3FkGGWV9a3DOgmIj1YpdYIbtiOcjLHVMBoVAaeG/s320/car_012.jpg" alt="" id="BLOGGER_PHOTO_ID_5455069877212387250" border="0" /></a>Borrowing of a loan becomes nightmare especially when the borrower possesses the bad credit score. Bad credit score acts as a hurdle between your dream car and financing option. But these days, the lenders have a soft corner and feel that bad credit is not always the result of late payments and missed payment.</div><div class="fullpost"><br /><div style="text-align: justify;">Thereby, it can be due to various reasons such as loss of employment, recession, long medical treatment, death of bread earner, offering too many loans, relocation or one might get no credit because of his best efforts. So, various loan categories are introduced by the lenders to take care of the bad credit holder's need. Car loans bad credit for instance, is useful for financing your dream car at feasible rate of interest and flexible monthly installment.<br /></div><br /><div style="text-align: justify;">For availing a car, bad credit holders are offered two options to select from i.e. secured and unsecured loans. Unsecured car loans are considered as the privilege of the non-homeowners or the people who do not want to put their valuable asset or car under any sort of obligation. The asset placed against the loan can be used for the purpose of recovering the balance of an unpaid car loan whereas, in unsecured car loans, none of your possessions are at risk. So, you can drive away a car of your choice.<br /></div><br /><div style="text-align: justify;">In the secured car loan for no credit, people have to pledge their car to the lender against the loan amount. For this reason, you can get several benefits like lower interest rates, comfortable repayment option, and ability to borrow the amount as per the needs.<br /></div><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEirhGvj3vUUaZJDa7WQjt9SY0d9EmLDTnvodld-qjQWWCdg9QhiuUgmZp8G1WDQIz3oe6BjZ5DvaP5zkNjGRbxvEY5V6DxdcG6_BKh8i5SCRCqzfybmQRR7XTWwxiiScz45bP8xnL9LrUfW/s1600/angel-199.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 286px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEirhGvj3vUUaZJDa7WQjt9SY0d9EmLDTnvodld-qjQWWCdg9QhiuUgmZp8G1WDQIz3oe6BjZ5DvaP5zkNjGRbxvEY5V6DxdcG6_BKh8i5SCRCqzfybmQRR7XTWwxiiScz45bP8xnL9LrUfW/s320/angel-199.jpg" alt="" id="BLOGGER_PHOTO_ID_5455069873510213890" border="0" /></a><br /><div style="text-align: justify;">The car loans poor credit can be opted for availing used or new car. Before, availing the car of choice, the borrower must check the EMI or easy monthly installment. With this, the borrowers can meet the installments on time without any worries.<br /></div><br /><div style="text-align: justify;">The best part for poor credit holders such as CCJs, IVAs, arrears, defaults, bankrupts, missed payment, etc is that with regular and timely payment, they can improve their adverse credit history.<br /></div><br /><div style="text-align: justify;">A common fact before availing a loan is that the borrower must compare and contrast the loan quotes from online or offline market, thoroughly. Checking the quote from online market is not only easy but cheaper also.<br /></div><br />By Markson Loother<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-32115445694120885212010-04-01T00:30:00.000-07:002010-04-01T00:34:46.489-07:00How Do You Get Car Loan Approval?<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_tBQ7yasG3Xj5znCB7HZMyaO02Xf96AW2Wi3Mg10peMzqaGA5TyFzIcpIRmHDqqMrcHRiHSHDGTPQ_zsa1m4ahNc6cvr25v38o8r6h9BJnHh6UtHNHnY3PQ2yzejzM7jf-e-AzVjpsF4Q/s1600/angel-6.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 302px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_tBQ7yasG3Xj5znCB7HZMyaO02Xf96AW2Wi3Mg10peMzqaGA5TyFzIcpIRmHDqqMrcHRiHSHDGTPQ_zsa1m4ahNc6cvr25v38o8r6h9BJnHh6UtHNHnY3PQ2yzejzM7jf-e-AzVjpsF4Q/s320/angel-6.jpg" alt="" id="BLOGGER_PHOTO_ID_5455068757929991298" border="0" /></a>When it comes to getting car loan approval, where do you turn? If your credit was sterling silver, you probably would not even be concerned about it because you would easily qualify for the best car loan rates that are available from any dealer.<br /><div class="fullpost"><br /><div style="text-align: justify;">But if your credit rating shows a few signs of battle bruises or maybe is a bit tarnished around the edges, you likely do not fall into the "qualified buyers only" caveat that accompanies all of those great new car commercials on TV. Does that mean you are out of luck when it comes time for a car loan approval?</div><br /><div style="text-align: justify;">Not at all. There are many companies who are setup specifically to address this growing segment of the population, especially as banks tighten their lending policies and getting a car loan becomes increasingly more difficult for the general population. Car companies are trying to help wherever they can since selling cars has dropped to all time new lows and they need to keep moving those cars in order to keep the auto industry healthy. But if consumers cannot get car loans, the car manufacturers are not going to be moving inventory, and the whole thing turns into a very vicious circle.<br /></div><br /><div style="text-align: justify;">So if you have less-than-stellar credit, can you still get car loan approval, even in today's tough economic times? Yes you can but you are going to have to research the more non-traditional places of getting that loan approved. You may not get approved at the dealership or through the auto manufacturers themselves, and you may not get approved by your local bank.<br /></div><br /><div style="text-align: justify;">But with a bit of research, you can get approved by a host of other places who are catering to this group of people. Their stipulations and policies for the type of credit rating that you must have is significantly more relaxed than the rules in place at your local bank.<br /></div><br /><div style="text-align: justify;">What you should do as a first step is get copies of your credit report from each of the credit bureau reporting agencies. You can get this for free once annually. Go over it with a fine tooth comb and find any items that may tarnish your credit rating, then have an explanation ready. You see, many of these loan companies look beyond just the raw numbers and are willing to talk with you about the reason why you had a rough financial time during that two year period or whatever the case may be. Don't come up with some sob story off the top of your head and don't lie about it, just be honest about it, and emphasize the more recent trend towards keeping your credit score in good shape.<br /></div><br /><div style="text-align: justify;">You can get car loan approval faster than you think. Make sure the car is within your budget realistically and you can afford it, and you could be driving that new car sooner than you thought possible.<br /></div><br />By Jon Arnold<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-8016058386802126362010-04-01T00:06:00.000-07:002011-11-11T22:23:40.460-08:00Bad Credit Car Loan - Fast Approval Loans Made Simple<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjz-DeXZOIiupMo-JoDsniXN4_v3v_VA-HvPz87ett8LWi3PAkNTrO64kG9dWd1pkUR0enFkjKpsJwcDPAwUPh1E3Nwr9PIQdiBn-J5_2WBnReE5Yz0B-oOsWVuWkb1I_t-USzvoFDGxZ2Y/s1600/car_002.jpg"><img alt="" border="0" id="BLOGGER_PHOTO_ID_5455062531643894338" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjz-DeXZOIiupMo-JoDsniXN4_v3v_VA-HvPz87ett8LWi3PAkNTrO64kG9dWd1pkUR0enFkjKpsJwcDPAwUPh1E3Nwr9PIQdiBn-J5_2WBnReE5Yz0B-oOsWVuWkb1I_t-USzvoFDGxZ2Y/s320/car_002.jpg" style="cursor: pointer; display: block; height: 214px; margin: 0px auto 10px; text-align: center; width: 320px;" /></a>Getting a bad credit car loan is becoming very easy especially since the economic recession of 2009. These types of loans often have higher interest rates than loans you would get with good credit, but they are not hard to get approved for. <br />
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If you are looking for a bankruptcy car loan you should be aware that applying for these loans are an excellent way to get approved fast for a new or used car loan, as well as building back your credit. Although they are easy to obtain there are certain things that people can do to get low monthly payments as well as fast approval.<br />
<div class="fullpost"><br />
Many places online have began competing for your money and this is a great thing since the interest rates will be lower even if you have a poor financial history. <br />
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<br />
Bad Credit Car Loan For New Car Buyers <br />
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One way you can avoid high interest payments from your car dealer loans is to be armed with a pre-approved bad credit car loan. This is done by getting approved for a loan before you go shop for your vehicle. There are many ways to do this and this article will explain an easy process for fast approval. <br />
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By having pre-approval before going into the dealer, you are in a great position to negotiate a better price for your vehicle. This is because you will already know how much money you can spend, and you won't be pressured into taking a loan from the dealer at a high rate of interest just because you want the car they have. <br />
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Bad Credit Car Loan - Where To Apply <br />
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The easiest way to get fast approval and competitive interest rates is through free online applications at site which explained is here. There are several sites online that will do all the work for you, and once approved will send you instructions for obtaining your money. Sometimes you can have your money in your bank account within 24 hours. <br />
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You want to look for sites that will pre-qualify you for a bad credit car loan immediately so you can compare many interest rates in a short period of time. Be sure to know exactly how much you want to spend so that you can cover all the costs of the new vehicle purchase. <br />
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When looking online for a bad credit car loan it is easier to find low interest because you can search many sites at once from home. Also remember that just because you are approved does not mean you have to take the loan. <br />
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Remember that a bad credit car loan spread over a long period of time can be expensive, so if you lower the interest a few percent you can save thousands of dollars in the long run. <br />
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By John G. Smith <br />
</div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-9013712152269157592010-03-31T23:56:00.000-07:002011-11-11T22:21:00.188-08:00How to Buy a Car With Bad Credit Online and Avoid the Pitfalls of Predatory Automotive Lending<div style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQBl2z2UoZ6_rNW_pFAUn4BQDtmS4pPIj3QGvU13TPtFAR_w1A0-gQ4vENbU9PxFjzp13Jx6sYXcmajfw8lKv7I-n8kWmd202U90oyzrH9oluv05TnYvkRt_jg966p-pEgFSqC3aniROOE/s1600/primeimmaginiPorsche911991_03.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQBl2z2UoZ6_rNW_pFAUn4BQDtmS4pPIj3QGvU13TPtFAR_w1A0-gQ4vENbU9PxFjzp13Jx6sYXcmajfw8lKv7I-n8kWmd202U90oyzrH9oluv05TnYvkRt_jg966p-pEgFSqC3aniROOE/s1600/primeimmaginiPorsche911991_03.jpg" /></a></div>So you've come to the realization that you have a low credit score, are on the prowl for a better vehicle and are wondering how in the world you're going to get a good deal.</div><br />
If this is you, there is good news and there is not so good news.<br />
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First, the good news...<br />
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<div style="text-align: justify;">There are loan companies that are exclusively committed to helping folks just like you. They specialize in bad credit car loan applicants and can pave the way to get you into a car with reasonable payments and interest rates that you can live with. Getting a vehicle with no money down is a very real possibility for you and even if you've been turned down locally, it does not matter to these companies. Ok, so that's the good news.</div><div class="fullpost"><br />
Now, the bad news...<br />
<div style="text-align: justify;">It is not realistic to expect that you will be driving off of a car lot in a brand new 2010 Mercedes Benz E Class. Sorry, but that's just not realistic. You're going to have to have some time to let your credit history get re-established as you continue to pay your payments on a timely basis. Many people go into dealerships believing the dealers advertisements that anyone is approved. Well, they are if they have enough money down!</div><br />
Avoid Predatory Lending<br />
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<div style="text-align: justify;">This is so important. If you have credit issues, you do not have to go to a buy here pay here dealer. There are options available to you online and you should avoid any "in-house" financing offer.</div><br />
By Jason Lanier</div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-76064300990886988682009-12-29T09:25:00.000-08:002009-12-29T09:28:00.709-08:00Instant Car Loans - Get a Loan to Buy Your Dream Car Within Hours<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh2cg4ntDRxaSP4qiRx25ET-sSxhNm1QsAdVCSxqJXt_fE_RL5dynWlMhk5fwEb166YQTvM87rkl-cY6YT2I3IvFNRvyyATc7MWr4YUqEnrfhQAKJO2YbWcuMoJODMqdRlr-B4XU1dSdN6G/s1600-h/cars2.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 232px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh2cg4ntDRxaSP4qiRx25ET-sSxhNm1QsAdVCSxqJXt_fE_RL5dynWlMhk5fwEb166YQTvM87rkl-cY6YT2I3IvFNRvyyATc7MWr4YUqEnrfhQAKJO2YbWcuMoJODMqdRlr-B4XU1dSdN6G/s320/cars2.jpg" alt="" id="BLOGGER_PHOTO_ID_5420711037235532210" border="0" /></a><div style="text-align: justify;">Loans are getting easier to avail and faster to reach you these days. You just need to apply and you get the loan at your door step within hours or days. You don't even have to bear the pain of excess documentation that you used to suffer from. An instant car loan is a form of car loan which helps you get your car instantly at your doorstep.<br /></div><div class="fullpost"><br /><div style="text-align: justify;">This loan is an unsecured form of loan where you need not pledge any collateral. Your loan amount depends on the car you are planning to buy. You can increase the amount if you can prove that you have a decent salary using which you can afford to have this loan and also that you have never failed to repay any loans that you have taken in the past.<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDJtJ-sYHNniDv2U5N4E04NrAPLHrJTNlpxvh7EFFy2SRqjgHU_xPamJeckaoeHQA8NNhZAT0AXqfr_RdVSuUaC9qeoG1NpFIiY7ZAIU_6OUGmeu-g8eObebRy-9XYa1YL-CQYTUIZQ5A8/s1600-h/cars_002.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 250px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDJtJ-sYHNniDv2U5N4E04NrAPLHrJTNlpxvh7EFFy2SRqjgHU_xPamJeckaoeHQA8NNhZAT0AXqfr_RdVSuUaC9qeoG1NpFIiY7ZAIU_6OUGmeu-g8eObebRy-9XYa1YL-CQYTUIZQ5A8/s320/cars_002.jpg" alt="" id="BLOGGER_PHOTO_ID_5420711039398933554" border="0" /></a></div><div style="text-align: justify;">You might be charged a slightly higher rate of interest because instant car loans are an unsecured form of loan. But then with the tough competition among lenders for this loan, the interest rate can be reduced. The instant car loan is of short term types where you would be required to pay of the loan within a period of say 5-10 years. You can apply for this loan in the conventional way by visiting the banks and institutions or you can apply for this loan online. Either ways the loan amount is transferred to your account faster then other auto loans. But still between the two the online application is accepted and processed faster.<br /></div><br /><div style="text-align: justify;">You need to make sure the details you have entered are correct. You should be a UK citizen above 18 years, having a bank account and should be a salaried employee to apply for this loan.<br /></div><br />By Johnty Flemming<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-28426080578603850482009-12-29T09:23:00.000-08:002009-12-29T09:25:25.718-08:00Prestigious Car Showrooms - From Lamborghini to BMW Dealerships<div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgybyp9Yrj_rGdMHTMEvqGY4Hb1kHjEZo5Cm5ouKLC7rjDJsxwizTJIaLPCOG-GoENq2-Fy6rr1-XeCTF6oqdZuSkFI4jN5GVkqr1RYJ9Xbvgaxf16r-uatXramNkrqEztgN6RgrwcxpIHA/s1600-h/car5.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 320px; height: 221px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgybyp9Yrj_rGdMHTMEvqGY4Hb1kHjEZo5Cm5ouKLC7rjDJsxwizTJIaLPCOG-GoENq2-Fy6rr1-XeCTF6oqdZuSkFI4jN5GVkqr1RYJ9Xbvgaxf16r-uatXramNkrqEztgN6RgrwcxpIHA/s320/car5.jpg" alt="" id="BLOGGER_PHOTO_ID_5420710453827780578" border="0" /></a>Car showrooms tend to be impressive, be it Ford dealerships in London, BMW dealerships in Glasgow or Jaguar dealers in Cardiff. But some dealerships have not only made their showrooms into glamorous spaces but have also selected excellent geographical spots, where many passers by will see their high octane machines of desire. So what makes a truly impressive showroom?<br /></div><div class="fullpost"><br /><div style="text-align: justify;">In the UK some of us might recall sitting on a bus in Park Lane or walking along Mayfair and being struck by spacious showrooms with sparkling examples of the motor industry's finest cars. Of course it's not only the financially draining Ferraris and Aston Martins that find their way to the capital's most desirable thoroughfare - Mini, Audi and BMW dealerships have also successfully pitched their wares here.<br /></div><br /><div style="text-align: justify;">The more well heeled among us may have actually been in one of these showrooms - be it eying up a Ferrari or thinking of something more modest in one of the Mini or BMW dealerships. Despite the economic downturn, these showrooms remain popular among the Kensington and Chelsea elite, out looking for their next tractor - or possibly combine harvester. Of course, you rarely see an actual farmer in these places.<br /></div><br /><div style="text-align: justify;">If you really want to see where the cash rich go to find their wheels, try Old Brompton Road where the impressive Lamborghini showroom is located. Opened in 2003, it has been designed and built to exacting Lamborghini standards and is in fact the exclusive UK importer of this fabulous Italian brand. Even in times of recession it could be argued that the high net worth customer targeted by such automakers is still around - to a degree. But news last December that Aston Martin was to cut a third of its workforce perhaps suggests otherwise.<br /></div><br /><div style="text-align: justify;">Even more affordable brands such as those proffered by Mini or BMW dealerships have been adversely affected, but will perhaps fare well when the economic upturn comes - because consumers are more likely to walk with a BMW than run with a Bugatti. But whatever the brand, showrooms invariably share the same basic themes of wide open spaces, clean and ultra-modern. Immaculate environments in which to persuade you and I to make that final decision - and buy a brand new car.<br /></div><br /><div style="text-align: justify;">Whether we're sauntering round Vauxhall showrooms or a BMW dealerships, it's difficult not to be impressed - not only by the shiny new models in red, blue or green - but by the whole atmosphere and experience of finding oneself in such a space.<br /></div><br /><div style="text-align: justify;">The meccas of glass and metal along the UK's finest avenues are not simply a reason for us to go green with envy - they give us a glimpse of these beautifully designed autos. And, after all, isn't that the point of these machines - to impress the passerby? The car is for us to look at, while the impressed expressions of passersby are for the lucky driver to enjoy!<br /></div><br /><div style="text-align: justify;">For many of us these fantastic showrooms, with their beautifully designed lumps of metal alloy, rubber and leather will remain distant objects of desire. Showrooms across the land, from BMW dealerships to Ferrari super-dealers seem to promise a glittering future. What was simply a way to get from A to B to some, becomes a potent symbol of financial success - and more importantly, fun!<br /></div><br />By Shaun Parker</div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-66353559254788162362009-12-29T09:21:00.000-08:002011-11-11T22:17:54.052-08:00Tips on Buying a Car - When is a Good Time?<div style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEipi4jFcCE4z7DSI5CvMaywZ6nXFulEz1zWcqz3I1Qdgi8t9lMk4tMERMEndRog9EGQQdbCENIlSQkQPYfwQzmJaSj3K7Jdxf_pr4qcNQ0w5Mz8lxkmaCNvntJR8ZwzGY8o-MZ516mq1i7M/s1600/cadillac7.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="300" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEipi4jFcCE4z7DSI5CvMaywZ6nXFulEz1zWcqz3I1Qdgi8t9lMk4tMERMEndRog9EGQQdbCENIlSQkQPYfwQzmJaSj3K7Jdxf_pr4qcNQ0w5Mz8lxkmaCNvntJR8ZwzGY8o-MZ516mq1i7M/s400/cadillac7.jpg" width="400" /></a></div>As long as you follow tips on buying a car when it does come time to purchase you won't walk away with any regrets. It's always a great idea to start thinking about a vehicle before you need one. If you have to purchase at the last minute there is a very good chance you will make a decision you will regret. You should always be looking around for deals or incentives being offered by the dealerships. It's at that point that you should be ready to make that great big purchase. Of course you should always be looking around on the great place we call the internet. You can always find smoking deals if looking at the right places.</div><div class="fullpost"><br />
<div style="text-align: justify;">One of the smartest tips on buying a car I can offer is doing it at the right time. Every year the new models start coming in between August and November. At this point the dealers will be putting huge deals up to get rid of last year's model. To you it could be the difference in thousands of dollars while you are still getting a brand spanking new vehicle with full warranty. That kind of deal I'm almost sure everyone can live with.</div><br />
<div style="text-align: justify;">When the day comes to go buy make sure you realize this isn't just a walk in and walk out thing. You need to be prepared to spend some time in order for things to go right. If you feel rushed you should be walking away before you make a bad decision. The middle of the week is usually the best time in a dealership because there aren't as many customers so the sales people can give you more focused time. Of course the sales people want the sale so they will be able to work that much harder for you.</div><br />
<div style="text-align: justify;">Tips on buying a new car also suggests you go into the dealership towards the end of the month. Almost all dealerships have quotas they want to meet every month. They also have goals. So if you go in at the end of the month you are likely to get a better deal if they are trying to reach their sales goals. You will notice quite quickly that the sales person is very much on your side.</div><br />
<div style="text-align: justify;">Something else to remember with tips on buying a car is no matter what there are always sales. Even if you can't find them advertised rest assured they are there. If you saw a sale price in the flyer the week before you can absolutely still feel free to ask for the same price the following week. It would be a very rare occasion that a dealership didn't give you the sale. You need to always remember that you are buying and that makes you the commander. These people are there to work for you so if for any reason you are not comfortable with the way things are going then it's absolutely okay to walk away.</div><div style="text-align: justify;">You can never have enough tips on buying a new car. Its a dog eat dog world out there and you definitely do not want to be taking on the car sales people without doing your homework.</div><br />
<div style="text-align: justify;">Buying a car whether it be new or used should not be a scary practice. You do want to be happy and satisfied with the final out come so don't be scared to get a little advice or as much as you need.</div><br />
By James Brownley</div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-35899017444414862802009-12-28T05:19:00.000-08:002009-12-28T05:20:33.288-08:00Why You Should Not Buy Hybrid Cars<div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXZqlYwWuzHx3B831Si5OGCMLAwJhbGSwGHvyysXtC9RonxhGcz8McbUpsBmquo8x4A8Zt-FESgrh7iq4f6fyz1jXkFce511YsE1tgzyayBNfsEh6XByjBwmKxs6y4P0RZShzNzg48uKyL/s1600-h/couple.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 298px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXZqlYwWuzHx3B831Si5OGCMLAwJhbGSwGHvyysXtC9RonxhGcz8McbUpsBmquo8x4A8Zt-FESgrh7iq4f6fyz1jXkFce511YsE1tgzyayBNfsEh6XByjBwmKxs6y4P0RZShzNzg48uKyL/s320/couple.jpg" alt="" id="BLOGGER_PHOTO_ID_5420276277785335810" border="0" /></a>With the global financial crisis and the unstable gas prices, many people are now turning to fuel-efficient hybrid vehicles. The hybrid vehicles have less gas emissions, which will go a long way in reducing the effect of the emissions on the environment. These cars are fuel-efficient and those using them will be able to save on gas expenses. Another reason why hybrid cars are preferred is that they are much faster than the average cars. Buying of these types of cars will depend on the reason why the person wants to have one.<br /></div><div class="fullpost"><br /><div style="text-align: justify;">It has been said that hybrid cars offer an excellent way of investing. People have been told that buying these cars will enable them save on the expenses, which they would have otherwise used to buy fuel. However, since hybrid cars are expensive, the benefits will not be felt at once and may take a period of years, before one can feel the tangible benefits of these cars. However, with advancements in technology the costs of the cars will likely fall. Those who cannot wait for that long should not buy the current high costs hybrid cars.<br /></div><br /><div style="text-align: justify;">Furthermore, the cars that will be produced with the improved technology are likely to be more efficient than the current ones. Apart from concerns about high gas prices, those who buy hybrid cars do so because of the need to preserve the environment. The amount of gas emissions released to the atmosphere by users of non-hybrid cars is on the rise. However, if one is not driven by the need to preserve the environment and is not worried about the emissions their cars give out, then they are not the right candidates to buy this type of car.<br /></div><br /><div style="text-align: justify;">Most of the hybrid cars are available in small sizes. This has been a factor that has made many tall people, who would have preferred using hybrid cars not to buy them. The comfort and the amount of space available in non-hybrid SUVs have prevented many people from using the hybrid cars. For instance, users of Prius have raised safety issues concerning the car model. This model has a curvy interior, which reduces the users' headroom and can cause extensive injuries if an accident occurs.<br /></div><br /><div style="text-align: justify;">Even if the one decides to buy the hybrid car because of its potential to save on costs, it will be difficult to know the actual amount of money that will be saved. This issue arises since most hybrid cars do not have alternate non-hybrid cars. For example, the Prius can only be found as a hybrid car and thus it cannot be compared with any non-hybrid Prius car. Another reason why you should not buy this type of car is that, not all hybrids are the same. The ones that are fuel-efficient are normally expensive, while those that are not that expensive do not give the level of fuel efficiency desired. Those who are not technology minded or environmentally conscious should not worry about the trend of buying hybrid cars.<br /></div><br />By Levi Quinn<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-85980223162618193202009-12-28T05:16:00.000-08:002011-11-11T22:15:00.408-08:00Tips on Finding the Best New Car Loan<div style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEic0HJ_g-cWX5bO9RHj2GpNp0IqBJvFOdaEvwaBcnFmd-8RDZutTOOC88lvsn8NPXJrYNnCblt2PMJASZg-An20sQXAT89nlxQ9-0MvylxzjDHqZVd43rv2H5Xx_H2SGYXD80n3SxJk5BhB/s1600/InfinitiFXSebastianVettelEdition.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEic0HJ_g-cWX5bO9RHj2GpNp0IqBJvFOdaEvwaBcnFmd-8RDZutTOOC88lvsn8NPXJrYNnCblt2PMJASZg-An20sQXAT89nlxQ9-0MvylxzjDHqZVd43rv2H5Xx_H2SGYXD80n3SxJk5BhB/s1600/InfinitiFXSebastianVettelEdition.jpg" /></a></div>Finding the best new car loan can save you thousands of dollars over the life of your loan. That is why it’s so important to know where to look in order to find the best new car loan. This article offers some tips to help you get started:</div><div class="fullpost"><br />
<span style="font-weight: bold;">Online Lender Portals</span><br />
<div style="text-align: justify;">There are many websites on the Internet that serve as lender portals. These sites gather some personal information about you and submit your information to several different lenders. The lenders then offer you loans based on the information you provided the initial website. This can be a great way to find the best new car loan. You can browse through the offers you received and compare them to each other. Once you’ve found the best offer, then you’re ready to look for loans in other places.</div><br />
<span style="font-weight: bold;">Personal Bank Loans</span><br />
<div style="text-align: justify;">Sometimes, if you have a good banking relationship with your personal bank, they’ll offer you customer loyalty loans. These loans could potentially have much better interest rates and terms than the other companies you’ve looked into. Since you’ve already chosen the best deal you found online, compare that offer with the one your bank offers. Choose the better deal and look in another common lending establishment.</div><br />
<span style="font-weight: bold;">The Dealership</span><br />
<br />
<div style="text-align: justify;">Sometimes dealerships have promotions they use in order to sell cars. These promotions could even be as good as 0% interest for the life of your loan. However, these promotions are usually reserved for borrowers with immaculate credit. If you have great credit, or, even if you don’t, find out what type of loan a dealership will offer you. Compare it to the best loan you were offered from both the bank and the online lender portal. Choose the best of the three, and you will have found the best new car loan you can qualify for.</div><br />
By L. Sampson</div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-72174559937504316612009-12-28T05:12:00.000-08:002011-11-11T22:13:22.481-08:00Car Finance Places You On The Top Gear While Buying A Car<div style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_MUQ2k-1DZM-LIa5BrETTaBngdiIcycomZZkEJocN0Zn5pQTnKa4agtxz6ZqkrsCpFzxK0zR_fNAlC-J9bh_KKPXNvTnkJ0yUeoSlXDccRpuXcbXDSCJbRkaXypo3B48UNz-hSY93vn-5/s1600/Hartge+H35D.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_MUQ2k-1DZM-LIa5BrETTaBngdiIcycomZZkEJocN0Zn5pQTnKa4agtxz6ZqkrsCpFzxK0zR_fNAlC-J9bh_KKPXNvTnkJ0yUeoSlXDccRpuXcbXDSCJbRkaXypo3B48UNz-hSY93vn-5/s320/Hartge+H35D.jpg" width="320" /></a></div>Fast car on open roads. It is a perfect picture for any car enthusiast. But you have to go to your work and also drop your kids to school. This is the real picture for most of us. We need to save time when we don’t have any. A typical individual has so many odd jobs to complete that a car can, without doubt, facilitate their accomplishment. Financing your car doesn’t fit your idea of the way of buying your car; then probably you are still stuck with traditional car buying methods. Shed your inhibitions with regard for car financing because it undoubtedly keeps in mind your financial caliber before furnishing you with a car finance loan.</div><div class="fullpost"><br />
<div style="text-align: justify;">Car financing has taken a new spin with regard to providing investment for buying a car. So, how do you finance a car? If this question leaves you baffled, then you have to go a long way in the process of buying a car. The term ‘financing’ in relation to buying a car connotes either rendering loan to buy the car or lease the car to you. You are probably concentrating on the former meaning. Many people are in favour of talking car finance from dealership for it seems like a convenient option. It seems easy; you select a car, fill out a credit application, and drive away with your car - all in a day’s work. Car finance through dealership will give you car finance on weekends and even at nights when other banks and credit unions are closed.</div><br />
<div style="text-align: justify;">Seems convenient, isn’t it? But there is a catch. The dealer will be certainly charging you more for your car finance. Usually car buyers are overcharged by 3% on their car finance. A great number of complaints about car financing are related to dealers. 0% APR is not only attractive but lures the buyers to acquire up car finance not meditating if it is feasible for them. There are very few people who can actually get a 0% APR. Thus car finance deals usually fall midway thereby making car finance experience an extremely distressing one. You are buying a new car and probably for the first time, you certainly want it to compliment your enthusiasm. There are few elementary things that need to be kept in mind before taking that crucial primeval step in car buying.</div><br />
<div style="text-align: justify;">First and foremost in car buying and financing is checking your credit score before you apply for a car loan. Many people are unaware of the fact that they even have a credit score. You can expediently check your credit score online. So, if you have bad credit history then probably you will be paying more interest rate for your car finance. If your credit score drops below 550, then probably apply for new car finance is not such a good idea. First repair you credit score. Repairing credit score requires little effort, helps you repay your debt and retain your credit report. Online car finance companies can get you car finance loan even if your credit score is lower than required. Your car finance loan can get approved in minutes. Online car finance companies have revolutionized car finance procedure. With lowest online car finance rates, no application fees, or down payments car finance companies provide a formidable competition to car dealers. Car finance companies have set a standard for providing car finance that is worth opting for.</div><br />
<div style="text-align: justify;">70% of cars are obtained by some kind of financing. You can even finance a used car. The process is as effortless and undemanding as financing a new car. The essence to finding the right car finance is doing to research about your kind of car. Knowledge is power; you must be awake to this age old logic. When so much information frequently exists, then why not make use of it. Find out how much your car costs by comparing rates with local dealers. Very decisive, is cognizing how much, you can afford. Calculate, you monthly income and deduct your usual monthly expenditure to find out how much you can afford on a monthly basis. Compute carefully, otherwise you will find difficulty in repaying your car finance loan. And you definitely don’t want to fool around with your repayment plan because a lot is at stake. You can seek free advice for your own car finance online through credit unions and loan institutions.</div><br />
<div style="text-align: justify;">You are a car enthusiast, a car consumer, a just a person who needs a car you ought to drive the best car. And why not drive the best car, when you have access to the best car finance plans. Car financing is a transparent route that leads you to become a car owner. Car finance loans are usually short term loans ranging from 36 to 72 months. Shorter loan term imply, lower interest rates and will prove to be cheaper. You have been working hard to select the car you want; there is a fairly good chance that you would not have to work so hard for car finance. So, sit back relax and enjoy the ride.</div><br />
By Natasha Anderson</div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-42018622292790967232009-12-27T08:42:00.001-08:002009-12-27T08:44:35.447-08:00Getting a Fair Car Loan<div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9JhJKEfrRtFTTUS55vRIXTYZPhBQPdod0fKh_BjaCXkojwH3OM6vY5SSRDh-zdhuc3Xoo7Hr-vgQOOHqhd2CSokPJG5_WTudm3xAQhB9eeszgKSZWK03HRZ1w5LUkQ51yMR3aQm8jGVjF/s1600-h/car_006.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 220px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9JhJKEfrRtFTTUS55vRIXTYZPhBQPdod0fKh_BjaCXkojwH3OM6vY5SSRDh-zdhuc3Xoo7Hr-vgQOOHqhd2CSokPJG5_WTudm3xAQhB9eeszgKSZWK03HRZ1w5LUkQ51yMR3aQm8jGVjF/s320/car_006.jpg" alt="" id="BLOGGER_PHOTO_ID_5419957791733328018" border="0" /></a>Practically everyone has to get a car loan at some point in their life. Many people who get car loans end up getting a less than fair deal. They're saddled with high interest rates and may end up defaulting on the loan. When that happens, their credit score is negatively affected.<br /></div><div class="fullpost"><br /><div style="text-align: justify;">It doesn't have to be this way. Everyone can get a good car loan that is affordable. The key to doing so is to know how to negotiate with dealers and how to get a loan.<br /></div><br /><span style="font-weight: bold;">Negotiations</span><br /><br /><div style="text-align: justify;">Before determining how much of a loan you'll need for your car or truck, you should first try to get the price as low as possible. To do this, you'll need to master a few negotiation skills. That's because the salesmen you'll encounter are all trained to sell their vehicles for as high of a price as possible.<br /></div><br /><div style="text-align: justify;">The negotiations process is covered more thoroughly in another of our articles, so we'll just summarize here.<br /></div><br /><div style="text-align: justify;">1. Research the true value of the car. This is especially the case with used vehicles. You want to make sure you know what you're talking about when you go in there.<br /></div><br /><div style="text-align: justify;">2. Look at the car prices for the same vehicle at other dealerships in the area. You can point out any price differences to the salesman and possibly talk down the price.<br /></div><br /><div style="text-align: justify;">3. Be firm about your price. Do not be swayed by the salesman and his talk. Let him know up front how much you're willing to pay. Don't budge.<br /></div><br /><div style="text-align: justify;">4. Get up and leave. If the salesperson won't give you what you want, thank him for his time and walk away. In most cases, he'll follow you and give in to your wishes.<br /></div><br /><span style="font-weight: bold;">Getting the Loan</span><br /><div style="text-align: justify;">Now that you know how much money you'll have to borrow, it's time for you to go loan shopping. The loan shopping process may be very quick and painless, or it may take a bit of time. In either case, you should be able to get a good loan.<br /></div><br /><span style="font-weight: bold;">Go Through the Dealership</span><br /><br /><div style="text-align: justify;">Sometimes the best loan is the one offered by the dealership's finance manager. Before searching for alternative loans, you should first get information on the dealership's loan—how much the interest rate will be, what the payments will be and how long the loan will last. Keep this in mind as you go forward with your search.<br /></div><br /><span style="font-weight: bold;">Other Sources</span><br /><br /><div style="text-align: justify;">Sometimes you won't get the best deal from the dealership. That's why you'll want to check out the local credit union(s) and bank(s) in your area. Get information about loans from them.<br /></div><br /><div style="text-align: justify;">You'll also want to go online and check for potential car loans. The online loan market is extremely competitive, so lenders may be willing to give you a really great deal on a loan just to get your business. Try applying for several different loans online. Make sure that you apply for loans from only legitimate companies—there are a lot of scams on the internet. You'll want to research each company first before applying.<br /></div><br /><span style="font-weight: bold;">What Next?</span><br /><br /><div style="text-align: justify;">After you get all the quotes back from the dealership financier, local credit unions and banks, and online companies, you can then evaluate each one and pick the best deal. You'll want a loan that is low interest and can be paid off within 10 years. You'll also want one that is somewhat flexible when it comes to the payment schedule so that you won't get huge late fees if you miss a payment or two. It is important to read all of the fine print before signing-up for any loan. You don't want to sign-up for more than you bargained for.<br /></div><br />By Dennis J James<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-82142254129999423262009-12-27T08:39:00.000-08:002009-12-27T08:41:51.432-08:00Refinancing and Car Finance - Is it worth it?<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVHoIUJahryWZoZGMeTYgDIXbMSKba8ttrTOPeqzeS9hhqynRL2HdspwaNh4TJdufRHmodkVEhyWw8RENKCXc_eOVuOBv7wifo8E_NZ8HdZUzDfNIpj74zOG7yzEwjTwLMyZRSzsekhGK2/s1600-h/sexy+in+car.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 220px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhVHoIUJahryWZoZGMeTYgDIXbMSKba8ttrTOPeqzeS9hhqynRL2HdspwaNh4TJdufRHmodkVEhyWw8RENKCXc_eOVuOBv7wifo8E_NZ8HdZUzDfNIpj74zOG7yzEwjTwLMyZRSzsekhGK2/s320/sexy+in+car.jpg" alt="" id="BLOGGER_PHOTO_ID_5419957080416747890" border="0" /></a>Refinancing and Car Finance - Is it Worth It?<br /><br /><div style="text-align: justify;">No doubt you have heard of refinancing your mortgage. It has become all the rage, but now you can also refinance your car loan.<br /></div><br />You stand to save several hundred dollars over the term of the loan.<br /><div class="fullpost"><br /><div style="text-align: justify;">My take on it is go for it. Competition is healthy and it will keep the finance companies on their toes providing better service for all. There's just one thing to be careful of online:<br /></div><br /><div style="text-align: justify;">Just make sure you go with a reputable company. There are car finance companies on line these days such as E-loan or Capital 1, which are proving themselves worthy adversaries to the standard brick-and-mortar loan companies.<br /></div><br /><div style="text-align: justify;">It's not hard to see why? Simply apply from the convenience of your home rather than trudge all the way into some downtown office and line-up in a queue.<br /></div><br /><div style="text-align: justify;">It's even better than on the phone, because you can send your application in and forget it. Before you blink you have an approval or not. If you don't, then you can simply find another one.<br /></div><br /><div style="text-align: justify;">You can start off with a higher interest rate if you have bad credit and then refinance to a better rate later on.<br /></div><br /><div style="text-align: justify;">Be sure to read all the terms and conditions and check with your accountant or financial advisor before making financial decisions.<br /></div><div style="text-align: justify;">Graeme Sprigge is the webmaster of SellMyCarForCash.Com, a website dedicated to enlightening you on how to get the most for your car in a private sale. The site is is constantly expanding and includes more great articles, some of which are available for reprinting in your ezine. There is a lack of unbiased information on the net in this are so this site aims to fill the gap.<br /></div><br />By Graeme Sprigge<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-53225083027429103412009-12-27T08:38:00.000-08:002011-11-11T22:11:03.942-08:00Instant Car Loan - Get an Approval Online Quick<div style="text-align: justify;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTn44SBea8NTcOnJjGuKAeeqSVb6VjK8H1-vP8nt9Qgs2rQxEbLcind7DUJuhQ8-72fq4vl2I2u6F86pZoQJ8noY4Lo8X1Dz_CaXd7Y-Lwp83DsMFv215Peg4P_jLBl9o7lgETqVoXWIqp/s1600/camaro_2012_0.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTn44SBea8NTcOnJjGuKAeeqSVb6VjK8H1-vP8nt9Qgs2rQxEbLcind7DUJuhQ8-72fq4vl2I2u6F86pZoQJ8noY4Lo8X1Dz_CaXd7Y-Lwp83DsMFv215Peg4P_jLBl9o7lgETqVoXWIqp/s320/camaro_2012_0.jpg" width="320" /></a></div>Your car loan is now less than an hour away from approval with an online car loan lender. You can have a check in hand to buy a car the next day once your online application is approved.</div><div class="fullpost"><br />
<span style="font-weight: bold;">How It Works</span><br />
<br />
<div style="text-align: justify;">Online car loan lenders work with several financing companies to offer car loans for all types of situations. Whether you have poor credit or a first time buyer, car loan lenders can find you financing.</div><br />
<div style="text-align: justify;">The entire process just takes a matter of days to complete, but the application just takes minutes. The car loan application is completed online, which takes less than fifteen minutes to complete. You can expect an approval usually in less than an hour. Your car loan package will arrive as soon as the next day. You can complete the paperwork that day and buy your car.</div><br />
<span style="font-weight: bold;">Applying For A Car Loan Online</span><br />
<br />
<div style="text-align: justify;">To apply for a car loan online, decide ahead of time the amount you are willing to spend on a car and the length of the loan. It is a good idea to apply for more than what you think you need, leaving you room add in sales tax and other fees.</div><br />
<div style="text-align: justify;">Your online car loan application is a short form, requesting personal information, employment history, and mortgage payments if any. Once you complete the form, simply press the submit button. During regular business hours, you can expect a response within a few minutes. If approved, your check and paperwork will usually arrive the next day.</div><br />
<span style="font-weight: bold;">Buying A Car</span><br />
<br />
<div style="text-align: justify;">With your check in hand, you can purchase your car. Your check allows you to buy your car from a dealership or an individual. You just enter the amount on the check and sign it over to them. You will also need to fill out some additional forms, which are including in the paperwork sent by your car loan lender.</div><br />
<div style="text-align: justify;">With an online car loan, you are basically a pre-approved car buyer. You can shop anywhere and you have the money on hand, giving you added leverage in negotiations. Use this to your advantage when you sit down to make a deal regarding your car.</div><br />
By Carrie Reeder</div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-27501470384011103642009-12-27T08:35:00.000-08:002009-12-27T08:37:55.860-08:00Best Car Loan Rate - How to Get the Most From Your Credit Score<div style="text-align: justify;"><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSjcoVeIlogp3yZD3aP7S8P0YlIqDt8HODNIzbplVcxRp-V7ub7-goGWR6cg6WRv_mFYwL4iEwBhpakg4dciMMvFzuRpAHm_TZJ4IdUNyPkOhl2-T2tcVAsgdewz9j8wbAb5GG-Xz8XBOG/s1600-h/carloan_003.jpg"><img style="margin: 0px auto 10px; display: block; text-align: center; cursor: pointer; width: 229px; height: 320px;" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgSjcoVeIlogp3yZD3aP7S8P0YlIqDt8HODNIzbplVcxRp-V7ub7-goGWR6cg6WRv_mFYwL4iEwBhpakg4dciMMvFzuRpAHm_TZJ4IdUNyPkOhl2-T2tcVAsgdewz9j8wbAb5GG-Xz8XBOG/s320/carloan_003.jpg" alt="" id="BLOGGER_PHOTO_ID_5419955988883095874" border="0" /></a>Your credit score is the most important factor to getting the best car loan rate. Many shoppers make the mistake of going to the car dealership and applying for a loan before checking their credit report and score. By checking your credit score ahead of time, you will know where you stand before seeking a lender.</div><div class="fullpost"><div style="text-align: justify;"> If you have an excellent credit score, you should expect the best car loan rate possible. Do not expect the lender to tell you that you could save money by applying for a loan elsewhere. Make sure you do your homework before applying for the loan. The little time that it takes to receive your credit report from the three major agencies could end up saving you a lot of money.<br /></div><br /><span style="font-weight: bold;">Understanding Your Credit Score</span><br /><br /><div style="text-align: justify;">Your FICO credit score is more than just a number. Understanding how your credit score is determined can help you to maintain or improve your credit rating. Most credit scores will range in number from 300-850 points. The higher your number, the better your credit rating. Your credit score will be determined by five different categories. Some items will have a greater affect on your credit score than others.<br /></div><br /><div style="text-align: justify;">1) How timely you pay your bills carries the greatest amount of weight on your credit rating. While it is a good idea to always pay your bills on time, lenders will look more at your recent payment history.<br /></div><br /><div style="text-align: justify;">2) Amount of debt- lenders will look at your total debt and the outstanding debt on your credit cards. It is a good idea to keep credit card balances well below the maximum amount allowed.<br /></div><br /><div style="text-align: justify;">3) Length of your credit history- how long have you had open credit accounts? Do you use credit on a regular basis.<br /></div><br /><div style="text-align: justify;">4) How many credit accounts do you have open? What types of credit accounts do you have?<br /></div><br /><div style="text-align: justify;">5) Recent credit inquiries and newly opened accounts – lenders will look unfavorably upon your credit record if you have had numerous recent credit inquiries or if you have opened several new credit accounts in a short period of time.<br /></div><br />By Carrie Reeder<br /></div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0tag:blogger.com,1999:blog-936277315759751583.post-1294133316417635762009-12-27T08:19:00.000-08:002009-12-27T08:35:24.583-08:00Disclaimer<span style="font-weight: bold;font-size:180%;" >Privacy Policy</span><br /><br /><span style="font-weight: bold;">Our Commitment To Your Privacy</span><br /><br /><div style="text-align: justify;">Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested.<br /></div><br /><span style="font-weight: bold;">Our Commitment To Data Security</span><br /><div class="fullpost"> <br /><div style="text-align: justify;">To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.<br /></div><br /><span style="font-weight: bold;">Our Commitment To Children’s Privacy</span><br /><br /><div style="text-align: justify;">Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 18, and no part of our website is structured to attract anyone under 18. Under our Terms of Service, children under 18 are no allowed to access our service.<br /></div><br /><span style="font-weight: bold;">Collection of Personal Information</span><br /><br /><div style="text-align: justify;">On visiting this site, the IP address used to access the site will be logged along with the dates and times of access. This information is purely used to analyse trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. Importantly, IP addresses are not linked to personally identifiable information.<br /></div><br /><span style="font-weight: bold;">Links to third party websites</span><br /><br /><div style="text-align: justify;">We have included links on this site for your reference. We are not responsible for the privacy policies on these websites.<br /></div><br /><span style="font-weight: bold;">lterations to this Privacy Statement</span><br /><br />The content of this statement may be altered at any time.</div>ryanitahttp://www.blogger.com/profile/17413526173211502811noreply@blogger.com0